The zzETF® artificial intelligence makes one daily recommendation from this group of 12 economic sector ETFs:

AGG - iShares Barclays Aggregate Bond Fund                                      "LowRisk"
XLB  - Materials Select Sector SPDR                          Sector 01 - Basic Materials   
DIA - SPDR Dow Jones Industrial Average ETF           Sector 02 - Capital Goods
XLY - Consumer Discretionary SPDR                    Sector 04 - Consumer Cyclical
XLP - Consumer Staples Select Sector SPDR Sector 05 - Consumer Non-Cyclical
XLE - Energy Select Sector SPDR                                             Sector 06 - Energy
IYF- iShares Dow Jones US Financial Sector                                    07 - Financial
IYH- iShares Dow Jones US Healthcare                             Sector 08 - Health Care
IYC- iShares Dow Jones US Consumer Services                     Sector 09 - Services
XLK- Technology SPDR                                                     Sector 10 - Technology
IYT- iShares Dow Jones Transportation Average           Sector 11 - Transportation
XLU- Utilities SPDR                                                                 Sector 12 - Utilities


The annualized returns reasonably obtainable from following these recommendations over the past 4 years exceed 35%. 
Cumulative 4 year returns for Economic Sectors ETFs
Returns assume subscriber bought the recommended ETF at a price equal to the opening price on the day of recommendation and sold at the closing price five days later. This process repeats every day.  To accomplish this, subscriber maintains five approximately equal "buckets" of money, one bucket invested each day in that day's recommendation. 

Notes: a) During the past 4 years, we have made recommendations in this group about 9 out of 10 days.  Thus, a subscriber who follows the recommendations will have assets in cash some of the time.  There can be periods of several days or weeks when zzETF® artificial intelligence makes no recommendation.

b) zzETF is independent and receives no compensation from anyone for recommending a SPDR or iShares ETF.

c) PAST PERFORMANCE does NOT indicate the probablility of similar performance in future market conditions.

d) Investment in equities or ETFs involves SUBSTANTIAL RISK and has the potential for partial or complete LOSS of funds invested.

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